Monthly Newsletter

Investment Insights

Voice of the Client

Every day we speak with our valued clients.  While each is different, there are some common questions and discussions.  Here’s a list of the most common conversation starters:

"Am I making any money?"

Great question. We have improved performance transparency through the use of Blueleaf.  With Blueleaf, you can see your account performance in a clear and straightforward way anytime.  

"How does what I'm making compare to the market?"

We understand this question, however we think clients really mean is how am I doing versus everyone else.  We approach this question as another opportunity to educate about our strategy.  Our strategy does not always beat the market, however over the long-term we seek to meet your goals by avoiding massive losses. 

The question we think is more important "am I on track to meet my goals"? Blueleaf can help us here as well.  Blueleaf allows us to work with you to create goals and track progress. 

Check out the following screenshot from Blueleaf.
You can also set up goals whenever inspiration strikes you.  Follow this link to view instructions on how to use Blueleaf.  

Please reach out to us as you start to work in Blueleaf.  This tool will be a key part of any client review.  Let's focus on achieving goals, not beating markets.
"How is the election going to affect the market?"

Let's be honest about this.  We have no idea, and no one else does either!  Similar to the market comparison question, this is  a great opportunity to educate about our strategy.  Predictions are not needed for our investment approach to work. Our strategy is designed to react to whatever the market may do post-election.  If the market takes off, we’ll ride that trend.  If the market falls to a point where the trend (in our view) has turned down, we’ll move our clients out of the market and sit on the sidelines.  No prediction needed Just discipline!

Insurance Insights


Did You Get Tested?


Almost every woman knows she should start getting mammograms when she turns 50 years old or before.  If she’s lucky, she merely has an annual checkup.

If she’s not lucky, she learns the true meaning of life because she heard the “C” word – cancer.

The reaction to learning your mammogram is not clear is beyond words. It is the beginning of a journey you had no desire to take. It doesn’t matter whether you are single or married with children. You are someone’s daughter, someone’s sister, someone’s friend, someone’s wife or someone’s mother and all the lives are affected by the outcome of that one test. They are also affected by the chosen treatment method.

October is Breast Cancer Awareness Month, but what if you aren’t thinking about mammograms? What other tests should you be getting? Are you getting them? Even an annual physical should be done in order to catch anything unusual. There are various types of cancers that don’t discriminate against age, sex or gender.  “They” may say what you have is very rare but when you have is very much alive.

While there many times when you want to curl up in a ball and cry or scream “why me?” – You can’t. Those moments feel like they have to be limited and private. As odd as it seems when you are the one with the disease, you are the one who has to be strong for everyone else. If you fall apart then they will too. Then, there are all of the family and friends who are praying for you. You have to keep the faith that you will make it through because if you lose your faith, what happens to their faith?

It isn’t fair that someone who is already going through chemotherapy, throwing up, losing hair, being exhausted, looking at radiation and possible surgery should have to be the strong one. Yet, what is the other option? Giving up is not an option. Falling apart is not an option. Denial is not an option.

If you aren’t the one on the journey then be the friend you would want to have with you on your journey.

As strange as it sounds, I’ve had cancer patients tell me that once they came through their treatment, they did not resent having the disease. Why? Because, they learned so much about themselves. They learned how many friends they really had. They learned first-hand the generosity of people and the power of prayer. They also learned that they could do anything.

It all comes down to you. 
Did you get tested? 

If you feel something isn’t right – don’t ignore it!

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